GGIS is about delivering high quality, no-nonsense personal insurance covers to individuals in a green, eco-friendly way. Our GREEN CUSHION products are true to their name:
With our GREEN CUSHION personal insurances our goal is to simplify health-related insurance to allow you to make your own decisions and purchase the crucial protection products that we feel everyone should have.
Our long experience tells us how difficult it can be to get insured. But something so important should be accessible to everyone.
We want to change how the UK views medical insurance and want you to be the proud possessor of honest insurance protection that always puts your well-being first.
When you are out of work expenses add up quickly. In fact, the average UK household would need to find £484 per week! That’s why we pay you cash quickly so that you can forget about the bills and focus on getting better and getting back to work.
|The Sick Pay provides a maximum monthly income up to £1000, £1,500, £2,000 for up to six months if you are unable to work for longer than 30 days as a result of ill health or an accident. The maximum monthly benefit cannot exceed 85% of your gross monthly salary.|
|Level||Monthly Benefit||Benefit Contribution, payable for up to 6 months||Maximum benefit amount||Monthly Premium|
|1||£1,000||Up to £1,000 per month or 85% of your gross monthly salary, whichever is the lesser||Up to £12,000||£20.85|
|2||£1,500||Up to £1,500 per month or 85% of your gross monthly salary, whichever is the lesser||Up to £9,000||£28.98|
|3||£2,000||Up to £2,000 per month or 85% of your gross monthly salary, whichever is the lesser||Up to £6,000||£38.66|
You can choose from our three levels of benefit and the cost is the same regardless of age, lifestyle, income or occupation. This benefit is paid out after you have been off work for more than 30 consecutive days as a result of sickness or injury.
You must be:
That’s it! Both employed and self-employed people are eligible.
Death and critical illness are things we don’t like thinking about. What’s more, buying Life and Critical Illness insurance can be such a palaver, with long and complicated application forms, medical checkups, phone calls and letters backwards and forwards, and so on…
No up-front medical questions asked – guaranteed acceptance
GREEN CUSHION Life and Critical Illness insurance from GGIS simplifies the whole process and enables you to buy the cover you need in one straightforward online process, with no paper involved. This new exciting product is offered on a moratorium underwriting basis – explained below – which means that no medical questions need to be asked at point of sale.
You must be:
Both employed and self-employed people are eligible.
The Life Cover benefit provides a guaranteed cash sum up to a maximum amount of £100,000 if you die during the term of cover. The Critical Illness Cover benefit provides a guaranteed cash sum up to a maximum amount of £50,000 in the event that you suffer one of the following specified critical illness conditions, and survive for at least 28 days:
Bacterial Meningitis – Cancer- Coronary artery by-pass grafts, Heart Attack, Kidney Failure, Major Organ Transplant, Multiple Sclerosis and Stroke
In the event of a Critical Illness claim the Life sum assured will be reduced. The Critical Illness lump sum will be deducted from the Life sum assured. The remaining sum assured will be paid out to you in the event of your death during the lifetime of the policy.
|Current Age||Policy life Benefit||Policy critical Illness Benefit||Monthly Premium Non Smoker||Monthly Premium Smoker|
(max of 4)
|£5,000||£0||10% premium loading||10% premium loading|
B) A Policyholder aged 25 takes out £100,000 Life Cover. The policyholder makes a Critical Illness claim and a lump sum of £50,000 is paid out. The Life Cover lump sum is thus reduced to £50,000 which would be paid out in the event of the policyholder’s subsequent death during the period of the policy.
B) Policyholder aged 52 takes out £50,000 Life Cover. The policyholder makes a Critical Illness claim, and a lump sum of £12,500 is paid out. The Life Cover lump sum is thus reduced to £37,500 which would be paid out in the event of the policyholder’s subsequent death during the period of the policy.
C) Policyholder aged 56 has £50,000 Life Cover. The policyholder does not make a critical illness claim during the period of the policy. The policyholder dies during the period of the policy and a lump sum of £50,000 is paid out to the insured’s estate.
Moratorium Underwriting Explained: There is an exclusion of any claim that arises out of any medical condition that existed (including treatment, monitoring, referral, consultations or whilst undergoing tests) in the 3-year period prior to the start date of your policy. This exclusion will not apply if you remain symptom-free and do not need to seek treatment or medical advice relating to the medical condition for a continuous period of 24 months after the start date of the policy.
Please see the Life & Critical Illness insurance Policy Document for a full explanation of conditions and exclusions.
The Green Cushion life insurance policy pays out a lump sum to your loved ones if you die. If you have children or other people relying on you financially, it’s important to think about their future and how they’d cope financially if you weren’t around.
In the event of your death, Green Cushion life insurance pays up to £100,000 tax-free to your beneficiaries. Don’t worry if you have been declined Life Cover in the past -we offer guaranteed acceptance regardless of your lifestyle or any previous medical problems. On top of this, your premium will be fixed for 5 years and you can apply for cover and be accepted within minutes!
Don’t put it off any longer and protect yourself and your loved ones today.
The Life Cover plan provides a guaranteed cash sum up to £100,000
if you die during the term of cover.
Interested in combining Life insurance and Critical Illness cover in one policy?
The Green Cushion range can offer you this in a unique and cost-effective way.
Please CLICK HERE for more information.
|Current Age||Policy Benefit||Monthly Premium Non Smoker||Monthly Premium Smoker|
(max of 4)
|£5,000||10% premium loading||10% premium loading|
A 10% admin fee is included in the monthly premium. This fee is not applied if you choose to pay annually. If you choose to pay annually via credit card there will be a 4% credit card charge applied. There is no charge for direct debit payments.
Are you eligible?
Why choose our simple Life Cover plan?
Things you need to know:
There is an exclusion for any claim that arises out of any medical condition that existed (including treatment, monitoring, referral, consultations or whilst undergoing tests) in the 3-year period prior to the start date of your policy. This exclusion will not apply if you remain symptom-free and do not need to seek treatment or medical advice for a continuous period of 24 months.
Life Cover does not cover you for suicide, criminal acts, alcohol or inappropriate drug use, nuclear contamination, war, riots or terrorism.
NOTE: For full details please read the policy documentation, available in the online application process. Before you purchase this product please take the time to read the policy documentation.
It is very important that you read it so that you are fully aware of the policy terms and conditions.
If you are interested in finding out more about GREEN CUSHION
Life and Critical Illness insurance, call us today on 0330 123 1030 <br/ >Or, apply online now
We are currently working behind the scenes to bring you the very best Green Cushion Personal Insurance. As soon as it is ready, you will be the first to know.
Please send us your contact details and we will get back to you as soon as it is ready.Contact Us